Indiana Hit and Run Attorneys for Uninsured Driver Claims
A hit and run accident can have devastating consequences for the victim left at the scene. The trauma and injuries caused by the accident are multiplied when the responsible party absconds, leaving you wondering who will pay for your losses. If you were in an accident and the responsible driver fled the scene, the Indiana hit and run attorneys from Indianapolis Injury Lawyers can help you develop strategies for recovery and help to protect your legal rights.
We rely on insurance to cover our losses in the event of an accident. When you work with an Indianapolis hit and run lawyer from Indianapolis Injury Lawyers, we tailor our litigation strategies in hit and run cases to maximize your recovery and fight for the compensation you deserve even if the responsible driver remains unidentified.
What Can Indiana Hit and Run Attorneys Do for You after an Uninsured Driver Accident?
Under the terms of to Indiana Code § 9-26-1-1.1, drivers involved in an accident in Indiana may not leave the scene of the accident. Instead, they must remain at the scene to provide their name, address, vehicle registration, and driver’s license, among other details. Nevertheless, hit and run accidents still occur. A 2018 analysis from the AAA Foundation found that the rates of hit and run crashes and fatalities have been on the rise. Statistics from 2015 revealed 737,100 hit and run crashes in the United States. This means an accident involving a responsible party who left the scene to avoid liability occurred every 43 seconds.
In Indiana, a person who causes a car accident can be held responsible to pay for the costs related to the accident. If the responsible person left the scene of the accident, it can be difficult or impossible to identify and find that driver and hold him or her liable. Unfortunately, the victims may have to pay for their potentially devastating injuries if they don’t consult with a hit and run lawyer from Indianapolis Injury Lawyers.
While Indiana hit and run accidents can occur just about anywhere and at any time, they usually involve a few specific circumstances, including:
- A motorist striking a parked car
- A motorist colliding with another vehicle
- A motorist colliding with a cyclist or pedestrian
Of these common hit and run situations, collisions involving cyclists and pedestrians tend to have the most devastating injury-related consequences. Collisions with other vehicles, especially when parked, can result in serious property damage and sometimes injuries, too.
For example, in hit and run cases, motorists who have uninsured motorist coverage should consider filing a claim with their own insurer. Even motorists who don’t have this type of policy, however, could still be eligible for compensation through another provision in their insurance policy. Without solid legal advice, you may be unaware of potential benefits that can help you pay your bills.
Regardless of your situation, our experienced Indiana hit and run attorneys can guide you by working to identify the other driver in the hit and run accident and potential insurers that may cover the accident even if the other driver remained unidentified or was uninsured as well as representing you throughout the legal and claim processes to help you recover the as much compensation as possible.
Savvy Indiana Hit and Run Attorneys Investigate All Potential Ways to Make You Whole
Most hit and run crashes can be linked to the responsible driver’s desire to avoid criminal penalties. Often, the fleeing driver was breaking the law at the time of the crash by driving without mandatory insurance, driving a stolen vehicle, or driving while intoxicated. When drivers flee the scene of an accident, it can be more difficult for injured parties to recover compensation for collision-related losses.
If the police find the responsible driver, you may be able to pursue legal action against that driver, file a claim against the driver’s insurance carrier, or both. If the driver is never located, or if the located driver is uninsured, you may need to file a claim against your own insurance company for uninsured driver coverage. A skilled Indianapolis hit and run lawyer understands the legal challenges presented in these cases and can explain your options and help you pursue the damages you deserve.
How Insurance May Affect Indiana Hit and Run Accidents
The Indiana Department of Insurance website describes the minimum coverage all Indiana drivers must maintain. If the driver who was responsible for your hit and run accident left the scene because he or she didn’t have mandatory insurance, you may still be covered. Insurance companies must offer coverage for hit-and-run collisions and other accidents where the responsible driver is uninsured, underinsured, or unknown. All Indiana drivers have this coverage unless these benefits they formally waived them in writing when purchasing auto insurance.
Unfortunately, filing an uninsured claim is not a simple task. Insurance companies don’t want to pay benefits and will try to avoid paying your expenses altogether or offer a low settlement to resolve the case. A hit and run lawyer in Indianapolis can negotiate with your insurance company on your behalf, demand the coverage you deserve, and file a lawsuit to protect your rights if necessary.
Indiana Hit and Run Attorneys Can Help Recover Your Damages If the Other Driver Fled
The good news is that drivers with uninsured motorist coverage can often recover compensation for accident-related losses even if the other driver is never identified. Again, if you were injured by a driver who fled the scene of the crash, you should speak the experienced Indiana hit and run attorneys Indianapolis Injury Lawyers to guide you through the claim filing process.
Whether you file an uninsured claim with your insurer or bring a lawsuit against the responsible driver, you can request certain money damages as a result of the accident and the injuries you sustained. Typical damages may include:
- Medical bills
- Hospital and rehabilitation expenses
- Vehicle repair bills
- Vehicle or other property loss
- Rental car expenses
- Employment losses including lost wages
- Pain and suffering
- Wrongful death losses
- Other out-of-pocket or non-economic losses
If you file an uninsured insurance claim with your carrier, the insurer could be responsible to pay some—but not all—of these costs. As a result, if you only file a claim under your coverage, you may not receive full compensation for your loss.
Our Experienced Indiana Hit and Run Attorneys Develop a Litigation Strategy to Maximize Your Recovery
Insurance policies are complicated and can be difficult to read so you may not fully understand your coverage options. Even if you don’t have uninsured motorist coverage, your attorney can help determine whether you could still be eligible for compensation through another provision in your insurance policy, for example through a collision or injury clause.
Of course, if the driver who fled the scene of your crash is found, you will be able to seek compensation for your medical bills and other expenses from that driver and or the driver’s insurer even if your insurance has already paid for some of those expenses.
At Indianapolis Injury lawyers, our experienced Indiana hit and run attorneys can help you determine whether your best option for maximizing damages to be recovered would come from filing a claim against the responsible driver’s insurer for reimbursement or, instead, filing a personal injury lawsuit directly against the driver. Indeed, if the hit and run driver faces criminal charges and is convicted of a felony related to your accident, you may also be able to recover punitive damages in a personal injury lawsuit.
The Hit and Run Accident lawyer to Help You Fight for Compensation through an Uninsured Driver Claim or Lawsuit
If you have been injured as a result of a hit and run accident, the team at Indianapolis Injury Lawyers has the experience and litigation skills to develop a successful strategy to recovery compensation for you. We have years of litigation experience and special training in accident investigation and reconstruction at our disposal and understand how to interpret insurance policies in your favor.
Contact us today by calling 317-455-4043 or completing our online contact form to schedule a free consultation with one of our experienced and compassionate Indiana hit and run attorneys, who will answer all of your insurance and litigation questions and help you recover the money damages you deserve.