Indianapolis Rideshare/Uber/Lyft Accident Lawyer
The use of rideshare services, such as Uber and Lyft, while cost-efficient and user-friendly, also come with their own set of risks. There is always the chance, for instance, that the parties in the vehicle will be involved in a collision. Most Uber and Lyft drivers are insured, so even when a motorist or passenger is injured because of a rideshare driver’s negligence, he or she could be entitled to compensation. Recovering monetary compensation from a large corporation can, however, be a difficult endeavor, so if you were recently injured in an accident while using a rideshare service, you should consider speaking with an experienced Indianapolis rideshare/Uber/Lyft accident lawyer who can help you seek compensation for your losses, whether through settlement negotiations or litigation.
Rideshare Liability Insurance Coverage
Indiana is a fault-based auto liability state, which means that those who are deemed responsible for causing an accident are required to compensate injured parties for their losses. Typically, this usually involves filing a claim with the at-fault driver’s insurer, which in the case of an Uber, Lyft, or other rideshare service driver, would be the company itself.
The coverage provided to a rideshare driver after an accident is based primarily on when the accident occurred during a particular transaction. If, for instance, a driver is not logged into the rideshare application at the time of an accident, the company won’t be obligated to provide any coverage at all, so injured motorists will need to go through the driver’s personal insurer or file a claim against that individual in court in order to recover compensation. Drivers, who have logged onto the application, but who haven’t accepted a request when involved in a collision, on the other hand, will be eligible for liability coverage of up to $50,000 per person injured in the accident or $100,000 for the entire collision. Finally, if a rideshare driver has logged into the app and accepted a ride, he or she will be covered by a $1 million liability policy.
Filing a Claim Against a Rideshare Service
Even if it turns out that a driver is covered by a rideshare insurance policy, injured parties can only collect compensation from the at-fault drivers if they can prove liability and damages. The former requires a demonstration of fault, which includes providing the court with photos from the scene of the accident, eyewitness reports, traffic camera recordings, and expert testimony. Once an Uber or Lyft driver’s negligence has been established, however, the injured party will still need to provide proof of his or her injuries, including treatment records, medical bills, and evidence of lost wages. This evidence can play an especially crucial role in certain cases, namely those that involve serious injuries, where the victim’s claim exceeds Uber’s coverage policy or when the rideshare company refuses to provide coverage outright.
Contact Our Indianapolis Rideshare Accident Lawyers Today
If you were injured in an accident caused by an Uber or Lyft driver, you could be entitled to compensation. Please contact the experienced rideshare/Uber/Lyft accident lawyers at Keffer Hirschauer LLP by calling 317-455-4043 to learn more.