Number of Auto Accidents Decline Due to COVID-19, Challenges Remain
A study from Call 6 Investigates has found that auto accidents have declined by 27% since Indiana put restrictions in place for dealing with the novel coronavirus pandemic. Call 6 Investigates looked at the number of Indianapolis accidents in March 2019 and compared them to this year’s number of crashes:
- In March 2019, there were 2,156 total crash reports filed, accounting for 8 fatalities and 489 injuries.
- In March 2020, there were 1,569 total crash reports filed, accounting for only 3 fatalities and 409 injuries.
Because of the state’s stay-at-home order, fewer people are out driving. And when they do drive, they tend to stay close to home and make fewer trips in a day. Consequently, fewer people on the road have led to a reduction in accidents and safer streets all around.
Difficulties Obtaining Compensation
Although the number of car accidents might be on decline, injured motorists still struggle to get compensation for their injuries. For one thing, many motorists are struggling financially. Indiana has seen a huge spike in the number of people filing for unemployment insurance, and no one really knows when they might get back to work.
Those who need to tighten their belts often look for ways to save. One way to save money is to stop paying for car insurance. This means that many motorists could find that the driver responsible for the wreck lacks the necessary coverage that can pay compensation. Consequently, it is ever more important that motorists carry their own uninsured motorist coverage, which will pay out benefits in these types of situations.
Other motorists might be tempted to flee the scene of an accident. They might assume that the police are not out in full force due to the pandemic, so they hit the gas pedal after getting into a wreck. If you were the victim of a hit and run, then you also might need to tap your uninsured motorist coverage.
Obtaining benefits is not always easy. Your own insurer could claim you were at fault for the crash. They might also try to minimize your injuries. Getting the settlement you need requires an experienced attorney’s help.
What to Do after a Wreck
You should still call the police to come out to the scene and write a police report. Also swap personal information and insurance policy details with the driver who struck you. Even though you are practicing social distancing, this information is important to have.
Remember to get the name of any witness and take photos of damage to the vehicles. This information can help establish fault. Uninsured motorist coverage will only step in and pay benefits if you are not to blame for the accident, and your attorney needs proof of how the accident occurred.
Next, get in touch with an attorney at Keffer Hirschauer LLP today. Our Indianapolis car accident lawyers have helped many drivers submit claims and negotiation settlements. We are only a phone call away. Contact us today and schedule your free consultation.