Terre Haute Car Accident Lawyer
Car accidents happen every day and represent one of the leading causes of death in the United States. When they happen, drivers file claims on their insurance policies and the insurance adjuster sorts the situation out. The insurance adjuster represents the interests of the other driver as well as the interests of the insurance company. In other words, they have every incentive to devalue your case to the extent possible to avoid paying out major settlement awards. This is why you need a Terre Haute car accident lawyer to litigate your claim against their policyholder. Indianapolis Injury Lawyers will ensure you are paid every dime you’re owed for your injuries.
What Can I Sue for After a Car Accident?
If you’re involved in an accident with another driver who is determined to be at fault for the accident, you can recover damages for the total damages to your car, medical expenses related to any injuries suffered, lost wages caused by missed time from work, and pain and suffering damages, especially related to decreased quality of life.
Logistically, you can sue for any amount up to and including the policy limit. You can sue for more, but the insurance company is only required to pay up to the policy limit. In Indiana, drivers are required to carry 25/50/25 coverage. This means $25,000 related to personal injury expenses, $50,000 related to a single accident (with multiple victims), and $25,000 related to the value of the vehicle.
What Happens When I Get Into an Accident with an Uninsured Driver?
All drivers are required to carry auto insurance in Indiana. However, because there are so many drivers on Indiana roads without auto insurance, insurance companies are required to offer uninsured/underinsured auto insurance. The policies are paid for by you (the policyholder) in the event that you get into an accident in which the other driver flees (hit and run accidents) or simply doesn’t have car insurance and is driving anyway. If you don’t have an uninsured motorist policy, then you can sue the other driver directly, but most folks who drive around uninsured don’t have a lot of assets to sue against. It is therefore not advisable to drive without uninsured driver auto insurance.
Types of Car Accident Cases We Handle
Indianapolis Injury Lawyers handle all types of traffic accident lawsuits. These include:
- Bicycle accidents
- Distracted driving accidents
- Drunk driving accidents
- Motorcycle accidents
- Pedestrian accidents
- Tractor-trailer, 18-wheeler, or commercial truck accidents
- Uber/Lyft and rideshare accidents
- Uninsured motorist claims
How a Terre Haute Car Accident Attorney Can Help
If you’ve been in a serious accident, you likely have medical expenses, rehabilitation, and no income coming in. Through no fault of your own, you may be facing bills piling up, mortgage payments not being paid, and other expenses that you can no longer afford. If another driver caused your accident, you are entitled to recover any and all damages resulting from the accident. But you only get one chance to do it. Indianapolis Injury Lawyers can ensure you get the full value of your claim.